How to check if you qualify for the National Rental Assistance Scheme and How to apply.

The Government of Ghana and its Ministry of Works and Housing launched the National Rental Assitance Scheme on the 31st of January 2023. The scheme is an initiative by the government that will provide assistance for those who are planning on renting a room or apartment.

The 30 million GHC scheme will cover the payment of rent in Greater Accra, Ashanti, Western, Eastern, Bono East and Northern regions in the pilot phase.

The scheme will give low-interest rate loans for individuals that enrol to help them pay their rent in advance. The repayment schedule will be on monthly basis to match the tenure of the rent.

What are the requirements to qualify for National Rental Assistance Scheme?


To qualify for the scheme, an applicant must show proof of employment covering 3 months of payslips, proof of income (3 months of official bank statements or mobile money statements), or an audited financial statement (for business owners).

Other requirements to qualify for the National Rental Assitance Scheme are as follows:

  • Must Have a Valid National ID
  • Applicants must be Ghanaian
  • Must be 18 years and above
  • Verifiable employment and earned income
  • Rent Payable should not be more than 30% of the household income.

Application Process


• ​The qualified person is expected to identify a property of their preference and notify the NRAS of the same through a formal online application. (www.nras.gov.gh)


• An applicant must also complete an online or paper application form or submit two forms of national identification. They will also pay an application processing fee of 100 cedis.


• If an application is approved, National Rental Assistance Scheme will arrange with your chosen landlord and pay the rent advance directly and sign all required tenancy documentation.


• It will take about 5 to 10 business days for the NRAS to evaluate your affordability for the rent amount being sought and notify you of your application’s acceptance or denial.


• Once this process is complete, the tenant takes possession of the rental property thereafter and rent payment is always due on the first of each month to the NRAS.

The National rent assistance scheme website is already live at www.nras.gov.gh

Source: GhanaWeb

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